The first piece of the puzzle of home ownership is about more than just where you want to live, it’s about how much you can afford and how long your new home will be the perfect size and space to meet your needs. Whether you’re getting ready to purchase your very first home or you’re moving to a new area, it’s important to understand your mortgage options before making the plunge. Here are a few of the financing options we offer at Intercoastal Mortgage, LLC:
Fixed rate mortgages are highly desirable because the interest rate never changes for the entire life of the loan. We have a variety of fixed mortgage programs you can choose from, including:
If you’re looking for a loan that requires a steady payment each month with no surprises, a 30-year fixed rate mortgage is a great option. If you can afford to make higher monthly payments and want to pay your home off sooner, we also offer terms as short as 10 years.
*This product or service has not been approved or endorsed by any governmental agency and this offer is not being made by an agency of the government.
Are you stuck in a bad loan with a high interest rate? We may be able to help. We offer refinancing options that can potentially lower your monthly payment as well as your interest rate*, depending on your credit profile and financials. You might even be able to take equity out of your home to pay for unexpected expenses. To find out if you qualify to refinance your home, call our office and speak with one of our friendly mortgage specialists.
*By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Please get in touch with us to discuss if refinancing is right for you.
Adjustable rate mortgages (ARMs) can be a great solution for homeowners that want to live in their current property for a short period of time (less than 10 years). Adjustable mortgages typically offer low interest rates for a predetermined period, after which they can increase. Our Adjustable rate mortgages have fixed rate periods from 3 to 10 years. Since ARMs are riskier than fixed mortgages, we’ll provide you with the information you need to decide whether this loan type is the best choice for you.
Do you have renovation goals for your home, or do you want to build a new home? If so, we can provide you with the financing necessary to construct, renovate, or rehabilitate your residence. Finding out if you qualify is a quick and easy process that comes with no obligation.
Our in-house processing and underwriting teams are exemplary within our industry: “complete and accurate” is the minimum standard for Intercoastal Mortgage, LLC. While the paperwork is moving though the lending process, your Loan Officer will provide guidance, answering your questions and keeping you informed of your loan’s status.
All the excitement of purchasing a new home and moving in is before you. Let me put my years of experience to work for you!